Business & Commercial Insurance for Maryland, Pennsylvania, Virginia & Delaware
As experienced commercial insurance agents in Maryland, Rider Insurance provides dependable and affordable business insurance services in Maryland for small and mid-sized businesses. Based in Towson, MD, and serving Baltimore County and surrounding communities, we help business owners manage everyday risks with coverage tailored to their industry, operations, and budget.
Local expertise + trusted commercial insurance agents + customized coverage for Maryland businesses.
Our Maryland Business & Commercial Insurance Services
We offer a full range of business insurance services in Maryland, including:
- General Liability Insurance – Protects against customer injuries, property damage, and third-party claims.
- Commercial Property Insurance – Coverage for buildings, inventory, equipment, tools, and physical assets.
- Business Owners Policy (BOP) – A cost-effective bundle of property and liability coverage for small businesses.
- Commercial Auto & Fleet Insurance – Protection for company vehicles and employee drivers throughout Maryland.
- Workers’ Compensation Insurance – Maryland-compliant coverage to protect employees and employers.
- Commercial Umbrella Insurance – Additional liability limits for high-severity or unexpected claims.
- Surety & Contract Bonds – Licensing, permit, and contract bonds for contractors and service providers.
Our goal is to deliver business insurance services Maryland companies can rely on, without unnecessary complexity.
Why Maryland Businesses Trust Rider Insurance
As one of the most established commercial insurance agencies in Maryland, Rider Insurance is trusted for:
- Local Maryland expertise – In-depth knowledge of state regulations and industry-specific requirements.
- Independent agency advantage – We compare multiple carriers to secure the best value.
- Personalized service – Dedicated commercial insurance agents assigned to every business client.
- Fast certificates & claims support – Quick turnaround for COIs, policy changes, and claims.
- Decades of experience – Serving businesses across Maryland, Pennsylvania, Virginia, and Delaware.
How Our Maryland Commercial Insurance Process Works
Our process is designed to be simple, transparent, and business-focused:
- Local Risk Review – We assess your operations, assets, employees, and liability exposure.
- Coverage Recommendations – Our commercial insurance agents in Maryland identify gaps and risks.
- Carrier Comparison – We match you with multiple Maryland-approved insurers for competitive pricing.
- Policy Setup & Compliance – Ensuring coverage meets state, industry, and contract requirements.
- Ongoing Support – Certificates, renewals, and claims handled quickly by our Towson office.
Rider Insurance — 1422 E. Joppa Rd, Towson, MD 21286 | (410) 828-1555
Protect your company with trusted commercial insurance agents in Maryland who put your business first.
FAQs for Maryland Business Owners
Why work with local commercial insurance agents in Maryland?
Local agents understand Maryland regulations, regional risks, and industry requirements, helping ensure coverage is compliant, complete, and competitively priced.
Do Maryland businesses need workers’ compensation insurance?
Yes. Most Maryland employers are legally required to carry workers’ compensation insurance. We help you select cost-efficient, compliant coverage.
Is a Business Owners Policy (BOP) right for Maryland businesses?
For many small businesses, a BOP provides affordable bundled coverage ideal for retail stores, offices, contractors, and service companies.
How fast can I get a Certificate of Insurance (COI) in Maryland?
Most certificates are issued within 24–48 hours, and often faster for urgent requests.
To Know About Our Business Owners Policy
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I cannot say enough positive remarks about Rider Insurance. I have them for all of my insurance needs. Home, Auto and Business. They go above and beyond for their customers.
Best Place To Go For Car Ins.
The ryder group is a family, so when they welcome you in your taken care of like you belong to them. They always give you their best!